NKCard lets you create virtual and physical cards for your team, control spending in real time, and integrate payments into any product with our API.
No credit card required · Free forever plan available
From startups to enterprises — NKCard gives you the tools to control, track, and scale business spending.
Issue virtual cards in seconds. Physical cards shipped in 2–5 days. Assign to any team member instantly.
Set per-card limits, restrict merchant categories, and block specific vendors in real time.
See every transaction the moment it happens. Custom dashboards for finance teams and executives.
Accepted at 50M+ merchants worldwide. Mastercard network with zero foreign transaction fees.
Lost or suspicious activity? Freeze any card instantly from the app. Unfreeze with one tap.
Automatic expense categorization, budget forecasting, and anomaly detection powered by AI.
No long onboarding. No complex integrations. Start issuing cards today.
Create your account and complete business verification in minutes. No paperwork.
Issue virtual cards instantly. Set spending limits, assign to team members.
Make payments globally. Monitor all transactions in real time from your dashboard.
Use AI insights to optimize spend. Freeze cards, adjust limits, export reports.
We apply the same security standards used by global banks. Your card data is tokenized, encrypted, and never stored in plain text.
Start free. Scale as you grow. No hidden fees.
For small teams getting started
For growing companies
For large organizations
"NKCard transformed our expense management. Every transaction is visible instantly and our finance team saves 10 hours a week."
"We issued cards to 200 employees across 6 countries in one afternoon. The controls are incredible."
"The AI spend analytics caught a billing error that saved us $3,000. Worth every penny."
Tell us about your company. Our team handles everything — card design, issuance, and delivery. You're live in days, not months.
Join 5,000+ companies already using NKCard. Issue your first card in under 60 seconds.
No credit card required · Free plan available · Cancel anytime
NKCard users who also use NKRemit save up to 40% on international business payments. Link your services for a unified financial experience.
Start Earning with NKEarn →We work with leading financial institutions, telecom operators and technology platforms to deliver the best experience for every customer.
Card network powering NKCard — accepted at 50M+ merchants worldwide.
Payment infrastructure for secure checkout, subscriptions and payouts.
African payment gateway enabling local card, bank and mobile money payments.
Leading mobile money wallet across Cameroon, Nigeria, Ghana, Uganda & 20 more markets.
Mobile financial services across Francophone Africa — instant deposits & withdrawals.
Trusted payments platform for Nigerian and Ghanaian markets.
Join the NKENGNETWORK partner ecosystem and grow together.